Annuity Calculator
Turn a lump sum into income. See how much you could draw every month from a fixed amount over a set number of years, with interest still working for you.
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$0
Monthly income
$0
Total paid out
$0
Interest earned
Balance
Contributions
Interest
Show year-by-year breakdown
| Period | Added | Interest | Balance |
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Formula: standard compound-interest math. Figures are estimates, not financial advice.
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How an annuity payout works
You put in a lump sum that keeps earning interest. The calculator finds the fixed monthly payment that spreads the money — plus its interest — evenly across the whole term, leaving a zero balance at the end.