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Simple Interest Calculator

Simple interest is calculated only on your original amount — no compounding. Enter the principal, rate and time to see the interest and final total.

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Final amount
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Principal
$0
Interest earned
Balance Contributions Interest
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PeriodAddedInterestBalance

Formula: standard compound-interest math. Figures are estimates, not financial advice.

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How simple interest works

Simple interest is charged or earned only on the original principal, never on accumulated interest. It’s common on short-term loans, car loans and some bonds. The formula is straightforward and linear.

Frequently asked questions

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